Car insurance needs change with age – whether that’s driving less or needing coverage for things like medical payments or roadside assistance. Thankfully, there are many car insurance companies that offer policies designed for seniors 70 and older.
Auto Coverage Crafted for Seniors 70+
Car insurance for seniors over 70 is designed to meet the unique needs of this age group. Some of the features that are typically included in these policies include:
- Lower Premiums: Seniors typically pay lower premiums than younger drivers because they are statistically less likely to be involved in accidents.
- Discounts for Safe Driving: Many insurance companies offer discounts for seniors who have a clean driving record.1
- Coverage for Medical Payments: This coverage can help pay for medical expenses if you are injured in a car accident, regardless of who is at fault.
- Roadside Assistance: This coverage can provide assistance if you have a flat tire, a dead battery, or another car problem.
Customized Coverage Options
In addition to the basic features listed above, there are a number of other coverage options that you can add to your car insurance policy. Some of these options include:
- Collision Coverage: This coverage can help pay for damage to your car if you are involved in a collision with another vehicle or object.
- Comprehensive Coverage: This coverage can help pay for damage to your car from events such as theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: This coverage can help pay for damages if you are involved in an accident with a driver who does not have insurance or does not have enough insurance.
- Personal Injury Protection (PIP): This coverage can help pay for medical expenses and lost wages if you are injured in a car accident, regardless of who is at fault.2
Nationwide Network of Experienced Insurance Professionals
When you purchase car insurance from a reputable company, you can be confident that you will have access to a nationwide network of experienced insurance professionals who can help you with any questions or claims you may have. These professionals can also help you customize your coverage to meet your specific needs.
Why You Should Learn More About Car Insurance for Seniors
Car insurance is an important part of protecting yourself and your loved ones in the event of an accident. By learning more about car insurance for seniors, you can make sure that you have the coverage you need to stay safe on the road. To learn more, perform a search online today.